Debt Consolidation - Trustway Services Bank - An emerging online bank offering brilliant and innovative financial services

Debt Consolidation

Trustway Services

Debt Consolidation

The Fast Credit Consolidation Solution

When households accumulate several ongoing loans, maintaining a balanced financial budget quickly becomes a challenge.

Multiple monthly payments, interest rates, and due dates can quickly become complex to manage. This is when debt consolidation presents itself as the key solution to sustainably rebalance your budget.

Explore, with Nova, all aspects of this increasingly popular banking operation among French people and discover how consolidating your various debts into a single loan can simplify your financial management while offering more favorable repayment conditions.

Flexible Terms

Repay your loan over a period of up to 5 years.

Customized Terms

Choose the amount, frequency, or even the days of your payments.

Interest Rate Options

Choose between a fixed-rate or variable-rate loan.

Payment Deferral

You can defer a payment each year for the duration of the loan.

Online Management

Check your loan details, including your loan balance, payment amounts, and remaining loan duration.

Freedom

Make additional payments whenever you wish.

More Details

What Types of Loans
Are Eligible for Debt Consolidation?

Objectively, many types of loans are eligible for debt consolidation.
In summary, this operation allows you to consolidate a large majority of loans. More specifically, here is an overview of the options available to you to rebalance your finances:

  • Real estate loan with fixed or variable interest rate, with or without mortgage.
  • Overdraft consolidation from a bank.
  • Renewable credit.
  • Personal loan.
  • Auto loan.
  • Home improvement loan.

Although most loans are eligible for consolidation, there are exclusions to this operation. Specifically, the main exclusions relate to late payments of VAT and URSSAF contributions, as well as professional debts.


Our Teams are at your service.

All Nova teams, in branches and at the Customer Relations Center, support you with your projects and answer your questions.

Contact Us